Yield
The return on an investment expressed as a percentage, usually annualised.
Why it matters: Comparing an after-tax yield against inflation is the only version of the number that means anything.
Run the cd & fixed deposit →5 terms
Dictionary — Y
Yield, Year-End Bunching, Yield Curve, Yield Spread and more. Each definition explains what the term means and why it changes a number.
Year-End Bunching
Concentrating several years of deductible giving into one tax year to clear the standard deduction.
Why it matters: It converts donations that produced no tax benefit into ones that do.
Run the charitable donation tax →Yield Curve
The relationship between interest rates and the term of a deposit or bond.
Why it matters: When short terms pay more than long ones, locking a multi-year rate stops being obviously sensible.
Run the cd & fixed deposit →Yield Spread
The difference between the rate a lender obtains funds at and the rate charged to you.
Why it matters: It is where retail lending margin lives, and it is why shopping lenders moves the number.
Run the loan payment →Yield to Maturity
The total annualised return on a bond held until it matures, including price and coupons.
Why it matters: It is the number that makes bonds of different prices and coupons comparable.
Run the cd & fixed deposit →Estimates, not advice. Every figure here is produced from the inputs you enter and the formula printed on the page. Rules differ by state, carrier, lender and contract, so use these numbers to prepare for a conversation with a qualified professional rather than to replace one. See our full disclaimer.