Every calculator
One interactive tool for each question, each printing the formula it used and the assumptions behind it. Pick a subject below or search for the number you need.
Car Accident Settlement Calculator
Estimate what a car accident claim is worth after fault, fees and policy limits.
Legal & InjuryPersonal Injury Settlement Calculator
A general injury claim estimate covering economic damages, non-economic damages and fees.
Legal & InjuryPain & Suffering Calculator
Compare the multiplier method against the per-diem method on the same facts.
Legal & InjuryLost Wages Calculator
Work out past and future income loss, including benefits and reduced capacity.
Legal & InjuryTruck Accident Claim Calculator
Commercial vehicle claims carry far larger policies — model the layers.
Legal & InjuryMotorcycle Accident Settlement Calculator
Rider claims involve higher injury severity and tougher comparative-fault arguments.
Legal & InjurySlip & Fall Claim Calculator
Premises liability turns on notice. Model the claim and the notice discount together.
Legal & InjuryWork Injury & Comp Calculator
Estimate temporary disability, permanent impairment and total workers comp exposure.
Legal & InjuryMesothelioma Claim Estimator
Model trust-fund recovery alongside a lawsuit against solvent defendants.
Legal & InjuryMaritime & Jones Act Calculator
Seamen and cruise passengers fall under different rules — estimate both paths.
Legal & InjuryAttorney Fee & Net Recovery Calculator
See what a contingency fee, costs and liens leave behind at each settlement stage.
Legal & InjurySettlement vs Trial Calculator
Weigh a certain offer against the expected value, cost and delay of going to trial.
InsuranceInsurance Claim Value Calculator
Work out what a property or liability claim should pay after depreciation and deductible.
InsuranceAuto Insurance Cost Estimator
Model how coverage choices, driving record and deductible move your premium.
InsuranceDeductible vs Premium Calculator
Find the break-even claim frequency between a low and a high deductible.
InsuranceLife Insurance Needs Calculator
Size a policy using the debt, income, mortgage and education method.
Mortgage & PropertyMortgage Payment Calculator
Full monthly payment including tax, insurance, PMI and HOA — plus the amortisation curve.
Mortgage & PropertyHome Affordability Calculator
How much house your income supports under the 28/36 underwriting rule.
Mortgage & PropertyClosing Cost Calculator
Estimate cash needed at the table, line item by line item.
Mortgage & PropertyRefinance Break-Even Calculator
How many months until a refinance pays back its own closing costs.
Mortgage & PropertyExtra Mortgage Payment Calculator
See how much interest and time an extra monthly payment removes.
Mortgage & Property15 vs 30 Year Mortgage Calculator
The monthly cost of a shorter term against the lifetime interest it removes.
Loans & CreditLoan Payment Calculator
Payment, total interest and full amortisation for any fixed-rate loan.
Loans & CreditCredit Card Payoff Calculator
How long minimum payments really take, and what a fixed payment does instead.
Loans & CreditCredit Utilization Calculator
Overall and per-card utilization, plus how much to pay down to hit a target.
Loans & CreditDebt-to-Income Ratio Calculator
Front-end and back-end DTI, the two numbers every lender checks first.
Loans & CreditBalance Transfer Savings Calculator
Whether a 0% offer beats staying put, once the transfer fee is counted.
Loans & CreditDebt Consolidation Calculator
Compare several debts against one consolidation loan on cost and payoff date.
Tax & RefundsTax Refund Estimator
Estimate a federal refund or balance due from income, withholding and credits.
Tax & RefundsCapital Gains Tax Calculator
Short-term vs long-term treatment, including the net investment income surtax.
Tax & RefundsSelf-Employment Tax Calculator
Social Security, Medicare and quarterly estimates for freelance income.
Tax & RefundsCharitable Donation Tax Calculator
What a donation actually costs you after the deduction — if you itemise at all.
Business & TechROI & Payback Calculator
Return, annualised return and payback period for any investment or project.
Business & TechBreak-Even Point Calculator
Units and revenue needed to cover fixed costs, plus margin of safety.
Business & TechCAC & LTV Calculator
Customer acquisition cost, lifetime value and the ratio investors ask about.
Business & TechHosting & Cloud Cost Calculator
Monthly infrastructure spend across compute, bandwidth, storage and support.
Business & TechAd Revenue & CPM Calculator
Model publisher revenue from pageviews, fill rate, CPM and click value.
Business & TechAI API Cost Calculator
Token spend per request, per user and at scale, including cache savings.
Business & TechGlobal EOR Cost Calculator
Employer-of-record cost per hire against setting up your own entity.
Business & TechTrading Position Size Calculator
Risk-based position sizing with stop distance, R multiple and account exposure.
Business & TechMeeting Cost Calculator
What a recurring meeting actually costs in salary terms over a year.
Business & TechMoney Transfer Cost Calculator
The true cost of a transfer once the exchange-rate margin is counted.
Energy & UtilitiesElectricity Cost Calculator
What your usage costs monthly and annually, including standing charges and tiers.
Energy & UtilitiesSolar Savings Calculator
Payback period and lifetime saving from a rooftop system after incentives.
Health & CareTreatment & Rehab Cost Calculator
Programme cost after insurance, including deductible and out-of-pocket maximum.
Health & CareCord Blood Banking Cost Calculator
Total lifetime cost of private banking, including annual storage.
Health & CareDegree & Student Loan ROI Calculator
Whether a degree pays back, once tuition, lost earnings and loan interest are counted.
2026 Tax ChangesNo Tax on Tips Deduction Calculator
Work out your qualified tip deduction after the income phase-out, and what it saves in federal tax.
2026 Tax ChangesNo Tax on Overtime Deduction Calculator
Only the premium half of overtime qualifies. Work out the deductible portion and the tax it saves.
2026 Tax ChangesCar Loan Interest Deduction Calculator
Up to $10,000 of interest on a US-assembled new vehicle is deductible. See how much of yours qualifies.
2026 Tax ChangesSenior Bonus Deduction Calculator
The extra $6,000 deduction for taxpayers 65 and older, after the 6% income phase-out.
2026 Tax ChangesSALT Deduction Cap Calculator
The state and local tax cap rose to $40,000. See whether itemising now beats the standard deduction.
2026 Tax ChangesSchedule 1-A Total Deduction Estimator
All four new deductions in one place — tips, overtime, car loan interest and the senior bonus.
Savings & RetirementCompound Interest Calculator
What regular contributions become over time once compounding does the work.
Savings & RetirementRetirement Savings Calculator
Projected nest egg against what you actually need, and the size of any shortfall.
Savings & Retirement401(k) & Employer Match Calculator
How much of your balance is your money, and how much is the match you would lose by not contributing.
Savings & RetirementSIP & Monthly Investment Calculator
Future value of a monthly investment plan, with optional annual step-up.
Savings & RetirementCD & Fixed Deposit Calculator
Maturity value, effective yield and what an early withdrawal penalty would cost.
Savings & RetirementInflation & Purchasing Power Calculator
What an amount will be worth later, and what income you would need to keep pace.
Savings & RetirementSavings Goal Calculator
The monthly amount required to hit a target by a date, with or without investment growth.
Savings & RetirementEmergency Fund Calculator
How many months of essential expenses you should hold, and how long the gap takes to fill.
Savings & RetirementNet Worth Calculator
Assets against liabilities, with the liquid position most people forget to check.
Loans & CreditAuto Loan Calculator
Payment, total interest and the tax-deductible interest under the new 2026 rules.
Loans & CreditPaycheck Take-Home Calculator
What actually lands in your account after tax, payroll deductions and benefits.
Loans & Credit50/30/20 Budget Calculator
Compare what you actually spend against the needs, wants and savings split.
Legal & InjuryWrongful Death Claim Calculator
Economic support, services and survivor damages after a fatal incident.
Legal & InjuryBirth Injury Claim Calculator
Lifetime care, lost earning capacity and non-economic damages for a birth injury claim.
Legal & InjuryConstruction Accident Claim Calculator
Workers comp plus the third-party claim that comp does not cover.
Legal & InjuryOil Rig & Offshore Injury Calculator
Jones Act, LHWCA and platform claims — the three routes have very different values.
Legal & InjuryPedestrian Accident Claim Calculator
Pedestrian injuries are severe and fault is often contested — model both.
Legal & InjuryDUI Total Cost Calculator
Fines are the small part. Insurance, licence and lost income are the rest.
Home & PropertyWater Damage Restoration & Claim Calculator
Restoration cost by category and class, and what your policy is likely to pay.
Home & PropertyHVAC Replacement Cost & Payback Calculator
Repair or replace, and how long a higher-efficiency unit takes to pay for itself.
Home & PropertyRoof Replacement & Insurance Claim Calculator
Replacement cost by material, and what a storm claim actually pays after depreciation.
Real EstateCash Offer vs Listing Calculator
What a fast cash sale really nets against listing on the open market.
Real EstateHome Sale Net Proceeds Calculator
Every deduction between the sale price and the cheque you actually receive.
Business & TechInvoice Factoring Cost Calculator
The true annualised cost of factoring, which the headline discount rate hides.
Business & TechBusiness Loan & Credit Line True Cost Calculator
Converts factor rates and daily repayments into an APR you can actually compare.
Loans & CreditStructured Settlement Buyout Calculator
What a lump-sum offer for your future payments is really worth in present-value terms.
Business & TechSOC 2 Compliance Cost Calculator
Audit, tooling, engineering time and readiness — the full first-year cost.
Business & TechOffshore Development Team Cost Calculator
Offshore, nearshore or in-house — total cost including overhead and overlap loss.
Business & TechAnswering Service ROI Calculator
What missed calls cost, and whether a 24/7 service pays for itself.
Business & TechAd Platform CAC Comparison Calculator
Compare acquisition cost across platforms once CPC, conversion and close rate are counted.
Legal & InjuryDrunk Driving Accident Claim Calculator
Victim claims involving an impaired driver, including punitive damages and dram shop liability.
Legal & InjuryNursing Home Abuse & Neglect Claim Calculator
Valuing neglect, injury and wrongful death claims against a care facility.
Legal & InjuryAviation Accident Claim Calculator
Commercial, charter and general aviation claims, including international treaty limits.
Legal & InjuryDog Bite & Animal Attack Claim Calculator
Strict liability states, one-bite states, and where homeowners coverage pays.
InsuranceUninsured Motorist Gap Calculator
What happens when the at-fault driver carries minimum limits and your damages do not.
InsuranceDiminished Value Claim Calculator
What a repaired vehicle loses in resale value, and whether you can claim it.
InsuranceTotal Loss Settlement Calculator
Whether your vehicle will be totalled, and what the settlement should actually be.
InsuranceFlood Insurance Cost & Coverage Calculator
Premium by flood zone and elevation, and the gap a standard homeowners policy leaves.
InsuranceUmbrella Insurance Needs Calculator
How much excess liability coverage your assets and exposure actually justify.
Loans & CreditDebt Relief vs Bankruptcy Calculator
Settlement, management plan or bankruptcy — total cost and time to clear compared.
Loans & CreditStudent Loan Refinance Calculator
What refinancing saves, and what federal protections you give up to get it.
Mortgage & PropertyHELOC & Home Equity Loan Calculator
How much you can borrow against your home, and what draw and repayment periods cost.
Mortgage & PropertyReverse Mortgage Calculator
Available proceeds, accruing balance and what is left for heirs.
Health & CareLong-Term Care Cost Calculator
Projected cost of care by setting, and whether insurance or self-funding wins.
Health & CareHealth Plan Comparison Calculator
Total annual cost of two plans at your actual usage, not just the premium.
Real EstateTimeshare Exit Cost Calculator
What staying costs against what leaving costs, over the years you would still own it.
Home & PropertyMoving Cost Calculator
Local or long-distance, full-service or DIY, with the costs people forget.
Business & TechData Breach Cost Calculator
Response, notification, regulatory and churn cost of a breach, against the cost of preventing it.
Business & TechSaaS Spend & Seat Waste Calculator
What unused seats and overlapping tools cost, and what consolidation recovers.
Business & TechPayroll Service Cost Calculator
Outsourced payroll against running it in-house, including the cost of getting it wrong.
Savings & RetirementAnnuity Income Calculator
What a lump sum buys as guaranteed income, and how it compares with drawing down yourself.