Stop guessing. Model the money.
One fast, privacy-first dashboard for tax arbitrage, take-home pay, retirement, inflation, real hourly wages, mortgage affordability and long-term wealth scenarios.
Decision engines
Change an input and the model recalculates instantly in your browser.
US multi-state paycheck simulator
2026 federal brackets + FICA + state estimate + 401(k) + HSA.
Engineering note: state models are intentionally labeled estimates. Local taxes, credits, itemized deductions, reciprocity, special levies and residency rules can materially change results.
Take-home delta
Compare the two locations on the same compensation.
Wealth command center
A few high-leverage metrics to keep visible while you plan.
Financial intelligence FAQ
How can high earners reduce the UK 60% tax trap?
The Personal Allowance is reduced by £1 for every £2 of income above £100,000. Eligible pension contributions or salary sacrifice can reduce adjusted net income. Exact outcomes depend on the individual and scheme.
What is the 2026 401(k) employee contribution limit?
$24,500 for 2026, with separate catch-up rules for eligible older workers. Employer plan rules still matter.
Does moving from a high-tax US state to a no-income-tax state always save money?
No. State tax is only one part of the equation. Housing, local taxes, insurance, commuting, business taxes, residency rules and compensation differences can overwhelm the headline tax change.
Are these calculators tax advice?
No. They are educational planning models. They intentionally avoid pretending to calculate every credit, deduction, local tax and taxpayer-specific rule.