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Business & Tech calculators

Margins, break-even, CAC/LTV, hosting, ad revenue and API spend.

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Business & Tech

ROI & Payback Calculator

Return, annualised return and payback period for any investment or project.

Business & Tech

Break-Even Point Calculator

Units and revenue needed to cover fixed costs, plus margin of safety.

Business & Tech

CAC & LTV Calculator

Customer acquisition cost, lifetime value and the ratio investors ask about.

Business & Tech

Hosting & Cloud Cost Calculator

Monthly infrastructure spend across compute, bandwidth, storage and support.

Business & Tech

Ad Revenue & CPM Calculator

Model publisher revenue from pageviews, fill rate, CPM and click value.

Business & Tech

AI API Cost Calculator

Token spend per request, per user and at scale, including cache savings.

Business & Tech

Global EOR Cost Calculator

Employer-of-record cost per hire against setting up your own entity.

Business & Tech

Trading Position Size Calculator

Risk-based position sizing with stop distance, R multiple and account exposure.

Business & Tech

Meeting Cost Calculator

What a recurring meeting actually costs in salary terms over a year.

Business & Tech

Money Transfer Cost Calculator

The true cost of a transfer once the exchange-rate margin is counted.

Business & Tech

Invoice Factoring Cost Calculator

The true annualised cost of factoring, which the headline discount rate hides.

Business & Tech

Business Loan & Credit Line True Cost Calculator

Converts factor rates and daily repayments into an APR you can actually compare.

Business & Tech

SOC 2 Compliance Cost Calculator

Audit, tooling, engineering time and readiness — the full first-year cost.

Business & Tech

Offshore Development Team Cost Calculator

Offshore, nearshore or in-house — total cost including overhead and overlap loss.

Business & Tech

Answering Service ROI Calculator

What missed calls cost, and whether a 24/7 service pays for itself.

Business & Tech

Ad Platform CAC Comparison Calculator

Compare acquisition cost across platforms once CPC, conversion and close rate are counted.

Business & Tech

Data Breach Cost Calculator

Response, notification, regulatory and churn cost of a breach, against the cost of preventing it.

Business & Tech

SaaS Spend & Seat Waste Calculator

What unused seats and overlapping tools cost, and what consolidation recovers.

Business & Tech

Payroll Service Cost Calculator

Outsourced payroll against running it in-house, including the cost of getting it wrong.

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How-to guides for business & tech

Estimates, not advice. Every figure here is produced from the inputs you enter and the formula printed on the page. Rules differ by state, carrier, lender and contract, so use these numbers to prepare for a conversation with a qualified professional rather than to replace one. See our full disclaimer.