Skip to content

9 calculators

Insurance calculators

Premiums, deductibles, coverage gaps and claim payouts.

All 104 Legal & Injury Insurance Mortgage & Property Loans & Credit Tax & Refunds Business & Tech Energy & Utilities Health & Care 2026 Tax Changes Savings & Retirement Home & Property Real Estate

Insurance Claim Value Calculator

Work out what a property or liability claim should pay after depreciation and deductible.

Auto Insurance Cost Estimator

Model how coverage choices, driving record and deductible move your premium.

Deductible vs Premium Calculator

Find the break-even claim frequency between a low and a high deductible.

Life Insurance Needs Calculator

Size a policy using the debt, income, mortgage and education method.

Uninsured Motorist Gap Calculator

What happens when the at-fault driver carries minimum limits and your damages do not.

Diminished Value Claim Calculator

What a repaired vehicle loses in resale value, and whether you can claim it.

Total Loss Settlement Calculator

Whether your vehicle will be totalled, and what the settlement should actually be.

Flood Insurance Cost & Coverage Calculator

Premium by flood zone and elevation, and the gap a standard homeowners policy leaves.

Umbrella Insurance Needs Calculator

How much excess liability coverage your assets and exposure actually justify.

Read next

How-to guides for insurance

How to Calculate Insurance Claim Value→How to Calculate Auto Insurance Cost→How to Calculate Deductible vs Premium→How to Calculate Life Insurance Needs→How to Calculate Uninsured Motorist Gap→How to Calculate Diminished Value Claim→How to Calculate Total Loss Settlement→How to Calculate Flood Insurance Cost & Coverage→How to Calculate Umbrella Insurance Needs→

Estimates, not advice. Every figure here is produced from the inputs you enter and the formula printed on the page. Rules differ by state, carrier, lender and contract, so use these numbers to prepare for a conversation with a qualified professional rather than to replace one. See our full disclaimer.