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12 calculators

Loans & Credit calculators

Payoff dates, interest cost, utilization and consolidation.

All 104 Legal & Injury Insurance Mortgage & Property Loans & Credit Tax & Refunds Business & Tech Energy & Utilities Health & Care 2026 Tax Changes Savings & Retirement Home & Property Real Estate

Loan Payment Calculator

Payment, total interest and full amortisation for any fixed-rate loan.

Credit Card Payoff Calculator

How long minimum payments really take, and what a fixed payment does instead.

Credit Utilization Calculator

Overall and per-card utilization, plus how much to pay down to hit a target.

Debt-to-Income Ratio Calculator

Front-end and back-end DTI, the two numbers every lender checks first.

Balance Transfer Savings Calculator

Whether a 0% offer beats staying put, once the transfer fee is counted.

Debt Consolidation Calculator

Compare several debts against one consolidation loan on cost and payoff date.

Auto Loan Calculator

Payment, total interest and the tax-deductible interest under the new 2026 rules.

Paycheck Take-Home Calculator

What actually lands in your account after tax, payroll deductions and benefits.

50/30/20 Budget Calculator

Compare what you actually spend against the needs, wants and savings split.

Structured Settlement Buyout Calculator

What a lump-sum offer for your future payments is really worth in present-value terms.

Debt Relief vs Bankruptcy Calculator

Settlement, management plan or bankruptcy — total cost and time to clear compared.

Student Loan Refinance Calculator

What refinancing saves, and what federal protections you give up to get it.

Read next

How-to guides for loans & credit

How to Calculate Loan Payment→How to Calculate Credit Card Payoff→How to Calculate Credit Utilization→How to Calculate Debt-to-Income Ratio→How to Calculate Balance Transfer Savings→How to Calculate Debt Consolidation→How to Calculate Auto Loan→How to Calculate Paycheck Take-Home→How to Calculate 50/30/20 Budget→How to Calculate Structured Settlement Buyout→How to Calculate Debt Relief vs Bankruptcy→How to Calculate Student Loan Refinance→

Estimates, not advice. Every figure here is produced from the inputs you enter and the formula printed on the page. Rules differ by state, carrier, lender and contract, so use these numbers to prepare for a conversation with a qualified professional rather than to replace one. See our full disclaimer.