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Calculator · Business & Tech

Data Breach Cost Calculator

Response, notification, regulatory and churn cost of a breach, against the cost of preventing it.

Read the how-to
42,180
The formula

How this number is built

total = records × cost per record × sector × detection factor + churn cost + penalties
Step by step

Doing it by hand

Step 1

Count every record type exposed; regulated data carries a much higher cost per record.

Step 2

Estimate detection and containment time honestly from your current monitoring.

Step 3

Add lost business, which routinely exceeds the direct response cost.

Step 4

Compare the uninsured exposure against your annual preventive spend.

Questions

What people ask next

Does cyber insurance cover everything?

No. Policies commonly exclude certain penalty types and require specified controls to be in place, without which cover can be void.

What reduces cost most?

Faster detection and containment, tested incident response, and encryption of data at rest.

Search intent

Searches this page answers

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Estimates, not advice. Every figure here is produced from the inputs you enter and the formula printed on the page. Rules differ by state, carrier, lender and contract, so use these numbers to prepare for a conversation with a qualified professional rather than to replace one. See our full disclaimer.