Negative Equity
Owing more on an asset than it is worth, common on long-term vehicle loans.
Why it matters: Rolling it into the next loan compounds the problem and is how buyers end up financing two cars at once.
Run the auto loan →8 terms
Dictionary — N
Negative Equity, Net Operating Income, Net Worth, Non-Economic Damages and more. Each definition explains what the term means and why it changes a number.
Net Operating Income
Rental income minus operating expenses, before financing and tax.
Why it matters: It is the number a cap rate is built from, and inflating it is the oldest trick in property marketing.
Net Worth
Total assets minus total liabilities.
Why it matters: Liquid net worth matters more in a crisis, because home equity and retirement accounts cannot pay next month's bill.
Run the net worth →Non-Economic Damages
Compensation for pain, suffering, disfigurement and loss of enjoyment — real losses without receipts.
Why it matters: Because they cannot be invoiced, they are where valuation disputes concentrate.
Run the pain & suffering →Non-Recourse
A financing arrangement where the funder absorbs the loss if the underlying customer does not pay.
Why it matters: It costs more precisely because the risk moved off your balance sheet.
Run the invoice factoring cost →Negligent Hiring
A claim that an employer failed to properly vet or supervise an employee who caused harm.
Why it matters: It reaches a corporate defendant with real coverage rather than only the individual.
Run the truck accident claim →Net Revenue Retention
Revenue retained from existing customers including expansion, expressed as a percentage.
Why it matters: Above one hundred percent a business grows even with no new customers at all.
Run the cac & ltv →Notice of Claim
A formal early notification required before suing certain defendants, especially public bodies.
Why it matters: Deadlines are often measured in months and missing one bars an otherwise valid claim.
Run the personal injury settlement →Estimates, not advice. Every figure here is produced from the inputs you enter and the formula printed on the page. Rules differ by state, carrier, lender and contract, so use these numbers to prepare for a conversation with a qualified professional rather than to replace one. See our full disclaimer.