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Texas

Houston claim & cost resource centre

Texas uses modified comparative fault with a 51% bar, and the general deadline for filing an injury suit is two years from the date of the incident.

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Car Accident Settlement Calculator — Houston

Step by step

Filing a claim in Houston

Confirm the deadline and the fault rule

Texas uses modified comparative fault with a 51% bar, and the general deadline for filing an injury suit is two years from the date of the incident.

Preserve the evidence

Send written preservation requests for surveillance footage, incident reports and vehicle data before they are overwritten on the usual retention schedule.

Build the damages file

Medical records, wage verification and repair estimates. Run the car accident settlement calculator above once you have real documents rather than estimates.

Value it before you talk numbers

Arrive at your own figure first. A first offer is an opening position, and it is far harder to move a number upward than downward.

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Estimates, not advice. Every figure here is produced from the inputs you enter and the formula printed on the page. Rules differ by state, carrier, lender and contract, so use these numbers to prepare for a conversation with a qualified professional rather than to replace one. See our full disclaimer.