Interactive guide · Legal & Injury

How to Calculate Personal Injury Settlement

A general injury claim estimate covering economic damages, non-economic damages and fees.

Open as a plain tool

The formula

How this number is built

value = (economic + medical × severity multiplier) × (1 − comparative fault)

Step by step

Calculating it yourself

Step 1

Total every expense that has a receipt behind it — that is your economic floor.

Step 2

Estimate future care from a treating physician's plan rather than a guess.

Step 3

Choose severity honestly; adjusters compare your file against thousands of similar ones.

Step 4

Apply comparative fault if any part of the incident was arguably yours.

Step 5

Compare the result to any offer already on the table before responding.

Questions

What people ask next

What counts as economic damages?

Anything with an invoice: treatment, prescriptions, mileage to appointments, assistive devices, and provable lost income.

How long does a claim like this take?

Straightforward claims often resolve in 3–9 months. Cases with surgery or disputed fault regularly run past a year.

Search intent

Searches this page answers

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Local rules

Where this applies

Houston, Texas→Los Angeles, California→Atlanta, Georgia→Las Vegas, Nevada→Riverside, California→Tallahassee, Florida→Richmond, Virginia→

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Estimates, not advice. Every figure here is produced from the inputs you enter and the formula printed on the page. Rules differ by state, carrier, lender and contract, so use these numbers to prepare for a conversation with a qualified professional rather than to replace one. See our full disclaimer.