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Interactive guide · Legal & Injury

How to Calculate Pain & Suffering

Compare the multiplier method against the per-diem method on the same facts.

Open as a plain tool
The formula

How this number is built

multiplier = specials × factor · per-diem = daily rate × days · estimate = midpoint + uplifts
Step by step

Calculating it yourself

Step 1

Enter medical specials — the bills only, not lost wages.

Step 2

Pick the multiplier that matches the treatment actually performed.

Step 3

Set a daily rate you could justify, often anchored to your daily earnings.

Step 4

Count days from the incident to the date you reached maximum improvement.

Step 5

Use the blended figure as your negotiating anchor.

Questions

What people ask next

Which method do insurers use?

Most large carriers run software that produces a range, then adjusters argue whichever method lands lower.

Can the daily rate exceed my wage?

It can, but a rate far above your daily earnings is easy for the other side to attack.

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