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Interactive guide · Legal & Injury

How to Calculate Drunk Driving Accident Claim

Victim claims involving an impaired driver, including punitive damages and dram shop liability.

Open as a plain tool
The formula

How this number is built

value = (economic + pain and suffering + punitive damages) × dram shop factor, capped by coverage
Step by step

Calculating it yourself

Step 1

Get the police report, breath or blood results and the charging document.

Step 2

Track the criminal case — a conviction usually establishes negligence in the civil claim.

Step 3

Investigate where the driver was drinking; many states impose liability on the seller.

Step 4

Check your own underinsured coverage, which frequently exceeds the driver's policy.

Questions

What people ask next

Are punitive damages insured?

Frequently not. Many policies exclude them, which means collecting depends on the driver's personal assets.

Should I wait for the criminal case?

Not necessarily, but a conviction helps. Your civil deadline runs independently of the criminal timetable.

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