WealthPulse.
Legal guide

What a contingency fee actually covers

The percentage is only half the agreement. The other half is how costs are treated.

The fee is for the lawyer's time

It typically rises once a lawsuit is filed, because the workload changes substantially.

Costs are separate

Filing fees, expert witnesses, depositions and records requests are advanced by the firm and repaid from the settlement.

Order of deduction matters

Whether the fee is calculated before or after costs changes your net meaningfully on a large settlement.

Liens come last and are negotiable

Health plans and providers often accept reduced repayment once a case resolves. Ask before signing the settlement statement.

Run the numbers

Tools for this topic

Estimates, not advice. Every figure here is produced from the inputs you enter and the formula printed on the page. Rules differ by state, carrier, lender and contract, so use these numbers to prepare for a conversation with a qualified professional rather than to replace one. See our full disclaimer.