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Energy guide

What actually cuts an energy bill

Most savings come from three systems, not from unplugging chargers.

Heating and cooling dominate

In most homes these are the majority of consumption. A thermostat schedule and a serviced system beat every gadget.

Water heating is second

Lowering the tank temperature slightly and insulating the first metres of pipe produces measurable savings.

Shift usage if you are on time-of-use

Running laundry and dishwashers outside peak windows can cut the bill without changing consumption at all.

Measure before you spend

A cheap plug meter for a week tells you more about your own house than any general advice, including this.

Run the numbers

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Estimates, not advice. Every figure here is produced from the inputs you enter and the formula printed on the page. Rules differ by state, carrier, lender and contract, so use these numbers to prepare for a conversation with a qualified professional rather than to replace one. See our full disclaimer.