Sam Ellison
Founder and sole writer of WealthPulseDaily. Writes plain-English money guides sourced from official bodies — not a licensed financial adviser, and never pretending otherwise.
How I write these guides
Because I write about money without credentials, the only honest approach is rigour about sourcing and transparency about method. Every guide is checked against primary sources — the CFPB, IRS and SEC in the US, GOV.UK and MoneyHelper in the UK, the FCAC in Canada, ASIC's MoneySmart in Australia, and Sorted in New Zealand. Where a rule differs by country, the guide says so rather than presenting one nation's system as universal.
I avoid quoting specific tax rates and contribution limits, because they change annually and quietly become wrong. Instead I explain how a mechanism works and link you to the official current figure. Full detail is in the Fact-Checking Policy.
What I think about money writing
- Boring is usually correct. Sound personal finance is repetitive and slow. Anything promising speed deserves suspicion.
- Jargon is a barrier, not a signal of expertise. If a guide uses a term without explaining it, that's a defect in the guide.
- Uncertainty beats invented precision. "This varies, check yours" is more useful than a confident number that's wrong for you.
- No product recommendations. I explain what to compare, never who to choose. Nothing here is monetised through product referrals.
Nothing I write is personalised advice, and none of it accounts for your circumstances. For decisions that materially affect your money — pensions, mortgages, investments, tax — speak to a professional who is qualified and regulated in your country.
Guides by Sam Ellison
Get in touch
Corrections, questions, and suggestions for guides are welcome via the contact page. Corrections take priority over everything else — see the Corrections Policy.